AUTHOR José Antonio Director of the Research Center for Business Entrepreneurial Initiative Dávila Castilla - EY (CiiE-EY) | IPADE COLLABORATORS Myriam Moreno Assistant Director of CiiE-EY | IPADE Eduardo Morelos Program Director | Startupbootcamp FinTech Mexico City Gonzalo Sánchez Operations & Portfolio Manager | Startupbootcamp FinTech Mexico City Montserrat Bonilla Marketing Manager | Startupbootcamp FinTech Mexico City Paola Parra Manager, FinTech | EY Mexico Guillermo Ortega COO | Mexico Media Lab Addy Góngora Business Development Coordinator | Mexico Media Lab Rossana Fuentes CEO | México Media Lab COMPANIES PARTICIPATING IN THIS STUDY Alkanza Andrés Villaquirán | Founder and CEO BanregioLABS Demetrio Strimpopulos | Director BDEO Julio Pernía | Cofounder and CEO Creditas Sergio Furio | Founder and CEO Cubo Reynaldo Pestana Saldanha Gama | Operating and Business Manager DILE Esteban Marín | Cofounder and CEO Fiinlab Jorge Gutiérrez | CEO HSBC México Juan Carlos Espinosa | Director of Digital Strategy and Innovation Payit Martín Mexía | Cofounder and CEO RSK Henry Sraigman | Business Development Director Tesseract Ricardo Arenas | Cofounder and CEO Francisco Illescas | Cofounder and Chief Marketing Officer Visa México Juan Carlos Guillermety | Product Vice-president Visa Greater Latin Allen Cueli | VP of FinTech Engagement America and Caribbean A TWO-WAY PATH 3