QUOTANDA FRIENDLY TRANSFER Spain // Disruptor Ecuador // Disruptor Platform allowing to grant student loans through Marketplace for international wire transfers from inancial institutions, universities, schools and one individual to another. governments. https://friendlytransfer.com https://quotanda.com ÜBANK KONSIGUE Chile // Disruptor Mexico // Challenger App to transform daily habits and activities into Leading crowdfactoring platform for SMEs, saving opportunities. connecting investors with companies requiring https://ubankapp.com liquidity. https://konsigue.com PAGAMOBIL MENSAJEA Mexico // Provider Ecuador // Provider Mobile app allowing the users to pay any type Transactional chat for automatization of custom- of bills, from cable, taxes to mobile phone er service, sales and marketing. top-ups. http://mensajea.net https://pagamobil.com FACTUREDO PAYIT Chile // Challenger Mexico // Disruptor Financial marketplace where payments for Mobile app to simplify payment and reception electronic invoices are made in advance, helping of payments among people you know and your companies to obtain working capital in advance.social-media contacts. https://facturedo.cl https://payit.mx EXPEDIENTE AZUL TESSERACT Mexico // Provider Mexico // Provider On boarding management and analysis-of- Company specialized in cybersecurity solutions, documents solution for inancial institutions providing accessibility to cloud services at and insurance companies. a low cost. https://expedienteazul.com https://tesseract.mx A TWO-WAY PATH42

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