chapter 02 AMENDMENTS TO THE LEY DEL MERCADO DE VALORES [SECURITIES MARKET LAW] It is relevant to mention that, in a manner complementary to the promulgation of the FinTech Law, reforms to the Securities Market Law were promulgated in a way that explicitly exclude from the regulation of the stock market the securities that are offered through inancial technology institutions. In addition, the amendment to the Securities Market Law contemplates the possibil- ity that independent investment advisors act through automated platforms, which allows the launch of investment robots or Robo-advisors. These robots may help to advance the inclusion and education of the stock market by simplifying it and making it easier to invest in the Stock Exchange. Fifteen years ago, Mexico experienced the creation of the Ley de Ahorro y Crédito Popular [Law of Popular Savings and Credit]. This Law regularized and created “tra- ditional” inancial companies currently servicing more than 10 million people. The FinTech Law is demonstrating that it can challenge all participants in the value chain with a classic challenge of the computer age: achieve at least double in half the time. A TWO-WAY PATH32